Freddie Mac, officially the Federal Home Loan Mortgage Corporation, is a government-sponsored enterprise (GSE) established in 1970 to enhance liquidity, stability, affordability, and equity in the U.S. housing market. It operates by purchasing mortgages from lenders, pooling them, and issuing mortgage-backed securities (MBS) to investors, thus facilitating the flow of capital into housing finance and making homeownership and rental housing more accessible to millions of Americans[1][2]. Since its inception, Freddie Mac has helped tens of millions of families buy, rent, or keep their homes, especially supporting middle- and low-income households. In recent years, it has maintained a significant presence in the single-family and multifamily housing markets. For instance, in the second quarter of 2025, Freddie Mac’s mortgage portfolio stood at $3.6 trillion, providing more than $100 billion in liquidity to the housing finance system and assisting over 360,000 families, including more than 100,000 first-time homebuyers[1][3]. Financially, Freddie Mac reported net income of $2.4 billion for Q2 2025 and $2.8 billion for Q1 2025, reflecting strong net interest income driven by mortgage portfolio growth and efficient funding costs, despite some challenges from credit loss provisions and lower non-interest income in multifamily sectors[1][4][6]. Its net worth increased to $65 billion by mid-2025, illustrating robust capital strength and operational resilience[3][6]. Freddie Mac plays a key role in financing affordable rental housing, with federal regulators setting multifamily loan purchase caps to balance market support and private capital participation. For 2025, the cap was set at $73 billion, with a mission-driven minimum of 50%, emphasizing support for affordable and workforce housing[7]. Notably, Freddie Mac remains under federal conservatorship since the 2008 financial crisis but has consistently returned to profitability and capital growth. There i